Bad Credit – No Problem

Guess what?  Bad credit can happen to anyone!  All it takes is one little bill to fall behind and your credit score is negatively impacted.  Guess what else? Even with bad credit, we can help you out with a loan Howell when you are in a bind!  Just stop in at our pawn shop Brick any time and we can discuss terms and details! You can sell your valuable items to us for extra cash or you can leave us something of value as collateral for a bad credit loan instead.  Either way, your bad credit will not keep you from the cash you need.

Let’s take a closer look at how bad credit loans Manalapan work.  That way, you will have all the information you need to make an educated decision when you come to our pawn shop Freehold.

Our loans do not work like a bank’s loan works.  First of all, we do not loan as much money at a time as a bank can.  Second, all of our bad credit loans Howell are for collateral only. Here is what that means for you:  The amount of money we will loan to you directly correlates to how much we can sell your collateral items for and still make a profit.  So, the more valuable your items are for resale, the more money we can lend to you. The reason cash loans Brick work this way is that we have the right to sell your collateral to our other customers if you fail to repay us for your loan.  Third, our personal loans Manalapan are always short-term loans – that means that you have usually up to three months to repay us rather than the several years a bank will give you to repay them.  Of course, this also means that you are not dealing with all sorts of extra charges in the form of interest rates like you deal with in a bank.

Now that you have a bit of explanation for how bad credit loans Manalapan work, let’s take a look at the sorts of items that you can bring to us for sale or collateral.

Gold and fine jewelry are always welcome here as collateral for your loan Howell.  We also buy other obvious items such as game systems, computers, laptops, and software.  That is not all we will accept however. You might be surprised to hear that we also accept fine works of art such as paintings and sculptures as well as contemporary memorabilia (baseball card collections, etc) and various antiques.  We might accept other items too – you never know if you don’t ask.

In summary, if you are in a pinch and need a loan Freehold, just bring us some items of value, we will loan you some money and hold onto those items until you pay us back – it really is just as simple as that!